# Parity

> Independent payment provider reviews, verified against real merchant statements. We fact-check advertised rates against what merchants actually pay, aggregate ratings from across the web, and score every provider on pricing, features, ease of use, support, and user reviews. No provider can pay for a rating.

Each review is available as clean markdown at the `.md` URL listed below.

## Provider reviews

- [Helcim review](https://checkparity.com/reviews/helcim.md): Parity Score 85/100 — Transparent interchange-plus with volume discounts
- [Square review](https://checkparity.com/reviews/square.md): Parity Score 81/100 — Flat-rate simplicity with free POS software
- [Shopify review](https://checkparity.com/reviews/shopify.md): Parity Score 79/100 — The ecommerce platform with payments built in
- [GoCardless review](https://checkparity.com/reviews/gocardless.md): Parity Score 79/100 — Payment processing under review
- [Chargebee review](https://checkparity.com/reviews/chargebee.md): Parity Score 77/100 — Payment processing under review
- [Curbside Laundries review](https://checkparity.com/reviews/curbsidelaundries.md): Parity Score 77/100 — Payment processing under review
- [EBizCharge review](https://checkparity.com/reviews/ebizcharge.md): Parity Score 77/100 — Payment processing under review
- [FXC Intelligence review](https://checkparity.com/reviews/fxcintel.md): Parity Score 76/100 — Payment processing under review
- [HoneyBook review](https://checkparity.com/reviews/honeybook.md): Parity Score 76/100 — Payment processing under review
- [CPACharge review](https://checkparity.com/reviews/cpacharge.md): Parity Score 76/100 — Payment processing under review
- [https://www.triversity.com/ review](https://checkparity.com/reviews/triversity.md): Parity Score 76/100 — Payment processing under review
- [Google review](https://checkparity.com/reviews/google.md): Parity Score 76/100 — Payment processing under review
- [Rapid POS review](https://checkparity.com/reviews/rapidpos.md): Parity Score 76/100 — Payment processing under review
- [Windward Software review](https://checkparity.com/reviews/windwardsoftware.md): Parity Score 76/100 — Payment processing under review
- [Venmo review](https://checkparity.com/reviews/venmo.md): Parity Score 76/100 — Payment processing under review
- [360 Payments review](https://checkparity.com/reviews/360payments.md): Parity Score 75/100 — Payment processing under review
- [Manhattan Associates review](https://checkparity.com/reviews/manh.md): Parity Score 75/100 — Payment processing under review
- [Intuit QuickBooks review](https://checkparity.com/reviews/quickbooks-intuit.md): Parity Score 75/100 — Payment processing under review
- [VenueSumo review](https://checkparity.com/reviews/venuesumo.md): Parity Score 75/100 — Payment processing under review
- [Interac review](https://checkparity.com/reviews/interac.md): Parity Score 75/100 — Payment processing under review
- [Stripe review](https://checkparity.com/reviews/stripe.md): Parity Score 74/100 — Developer-first payments infrastructure
- [WooPayments review](https://checkparity.com/reviews/woopayments.md): Parity Score 74/100 — Payment processing under review
- [https://revelsystems.com/ review](https://checkparity.com/reviews/revelsystems.md): Parity Score 74/100 — Payment processing under review
- [Cash App review](https://checkparity.com/reviews/cash.md): Parity Score 74/100 — Payment processing under review
- [https://www.treasurasoftware.com/ review](https://checkparity.com/reviews/treasurasoftware.md): Parity Score 74/100 — Payment processing under review
- [Juniper Research review](https://checkparity.com/reviews/juniper-research.md): Parity Score 74/100 — Payment processing under review
- [Toast review](https://checkparity.com/reviews/pos-toasttab.md): Parity Score 74/100 — Payment processing under review
- [Marketing 360 review](https://checkparity.com/reviews/marketing360.md): Parity Score 73/100 — Payment processing under review
- [Bill.com review](https://checkparity.com/reviews/bill.md): Parity Score 73/100 — Payment processing under review
- [Anchor review](https://checkparity.com/reviews/sayanchor.md): Parity Score 73/100 — Payment processing under review
- [Global Payments review](https://checkparity.com/reviews/globalpayments.md): Parity Score 73/100 — Payment processing under review
- [Stax review](https://checkparity.com/reviews/staxpayments.md): Parity Score 73/100 — Payment processing under review
- [Worldline review](https://checkparity.com/reviews/worldline.md): Parity Score 73/100 — Payment processing under review
- [U.S. Bank review](https://checkparity.com/reviews/usbank.md): Parity Score 72/100 — Payment processing under review
- [Elavon review](https://checkparity.com/reviews/elavon.md): Parity Score 72/100 — Payment processing under review
- [Dash review](https://checkparity.com/reviews/dashbilling.md): Parity Score 72/100 — Payment processing under review
- [https://merchantservices.chase.com/ review](https://checkparity.com/reviews/merchantservices-chase.md): Parity Score 72/100 — Payment processing under review
- [Oracle review](https://checkparity.com/reviews/oracle.md): Parity Score 72/100 — Payment processing under review
- [PHP Point of Sale review](https://checkparity.com/reviews/phppointofsale.md): Parity Score 72/100 — Payment processing under review
- [Regpack review](https://checkparity.com/reviews/regpack.md): Parity Score 72/100 — Payment processing under review
- [SpotOn review](https://checkparity.com/reviews/spoton.md): Parity Score 72/100 — Payment processing under review
- [Lightspeed review](https://checkparity.com/reviews/lightspeed.md): Parity Score 71/100 — Deep retail and hospitality POS with bundled payments
- [Worldpay review](https://checkparity.com/reviews/fisglobal.md): Parity Score 71/100 — Payment processing under review
- [Nuvei review](https://checkparity.com/reviews/nuvei.md): Parity Score 71/100 — Payment processing under review
- [ePayPolicy review](https://checkparity.com/reviews/epaypolicy.md): Parity Score 71/100 — Payment processing under review
- [Authorize.net review](https://checkparity.com/reviews/authorize.md): Parity Score 71/100 — Payment processing under review
- [Cake review](https://checkparity.com/reviews/cake.md): Parity Score 71/100 — Payment processing under review
- [Moneris review](https://checkparity.com/reviews/moneris.md): Parity Score 70/100 — Canada's largest acquirer with negotiable interchange-plus
- [TD Merchant Solutions review](https://checkparity.com/reviews/td-merchant-solutions.md): Parity Score 70/100 — Payment processing under review
- [Finix review](https://checkparity.com/reviews/finix.md): Parity Score 70/100 — Payment processing under review
- [JPMorgan Chase review](https://checkparity.com/reviews/chase.md): Parity Score 70/100 — Bank-grade acquiring with same-day deposits to Chase accounts
- [Checkout.com review](https://checkparity.com/reviews/checkout.md): Parity Score 70/100 — Payment processing under review
- [Clearly Payments review](https://checkparity.com/reviews/clearlypayments.md): Parity Score 70/100 — Payment processing under review
- [Melio review](https://checkparity.com/reviews/meliopayments.md): Parity Score 70/100 — Payment processing under review
- [Payment Depot review](https://checkparity.com/reviews/paymentdepot.md): Parity Score 70/100 — Payment processing under review
- [Aptos review](https://checkparity.com/reviews/aptos.md): Parity Score 70/100 — Payment processing under review
- [Lavu review](https://checkparity.com/reviews/lavu.md): Parity Score 70/100 — Payment processing under review
- [Vagaro review](https://checkparity.com/reviews/vagaro.md): Parity Score 70/100 — Payment processing under review
- [PayFuture review](https://checkparity.com/reviews/payfuture.md): Parity Score 70/100 — Payment processing under review
- [MicroBiz review](https://checkparity.com/reviews/microbiz.md): Parity Score 70/100 — Payment processing under review
- [Shiji Group review](https://checkparity.com/reviews/shijigroup.md): Parity Score 70/100 — Payment processing under review
- [Amazon Pay review](https://checkparity.com/reviews/pay-amazon.md): Parity Score 70/100 — Payment processing under review
- [Cake review](https://checkparity.com/reviews/trycake.md): Parity Score 70/100 — Payment processing under review
- [PayPal review](https://checkparity.com/reviews/paypal.md): Parity Score 69/100 — Payment processing under review
- [Adyen review](https://checkparity.com/reviews/adyen.md): Parity Score 69/100 — Payment processing under review
- [SumUp review](https://checkparity.com/reviews/sumup.md): Parity Score 69/100 — Payment processing under review
- [Clover review](https://checkparity.com/reviews/clover.md): Parity Score 69/100 — All-in-one POS hardware with app market flexibility
- [eHopper review](https://checkparity.com/reviews/ehopper.md): Parity Score 69/100 — Payment processing under review
- [2Checkout review](https://checkparity.com/reviews/2checkout.md): Parity Score 69/100 — Payment processing under review
- [Zelle review](https://checkparity.com/reviews/zellepay.md): Parity Score 69/100 — Payment processing under review
- [Microworks POS Solutions review](https://checkparity.com/reviews/microworks.md): Parity Score 69/100 — Payment processing under review
- [RetailEdge review](https://checkparity.com/reviews/retailedge.md): Parity Score 68/100 — Payment processing under review
- [Worldpay review](https://checkparity.com/reviews/online-worldpay.md): Parity Score 68/100 — Payment processing under review
- [Ignition review](https://checkparity.com/reviews/ignitionapp.md): Parity Score 68/100 — Payment processing under review
- [Adora POS review](https://checkparity.com/reviews/adorapos.md): Parity Score 68/100 — Payment processing under review
- [https://www.braintreepayments.com/ review](https://checkparity.com/reviews/braintreepayments.md): Parity Score 68/100 — Payment processing under review
- [TrustCommerce review](https://checkparity.com/reviews/trustcommerce.md): Parity Score 68/100 — Payment processing under review
- [Shift4 review](https://checkparity.com/reviews/shift4.md): Parity Score 67/100 — Payment processing under review
- [Birdeye review](https://checkparity.com/reviews/birdeye.md): Parity Score 67/100 — Payment processing under review
- [FreshBooks review](https://checkparity.com/reviews/freshbooks.md): Parity Score 67/100 — Payment processing under review
- [Invu POS review](https://checkparity.com/reviews/invupos.md): Parity Score 67/100 — Payment processing under review
- [Opayo review](https://checkparity.com/reviews/opayo-co.md): Parity Score 67/100 — Payment processing under review
- [https://www.nickel.money/ review](https://checkparity.com/reviews/nickel.md): Parity Score 66/100 — Payment processing under review
- [BloomNation review](https://checkparity.com/reviews/bloomnation.md): Parity Score 66/100 — Payment processing under review
- [SAP review](https://checkparity.com/reviews/sap.md): Parity Score 66/100 — Payment processing under review
- [Plooto review](https://checkparity.com/reviews/plooto.md): Parity Score 66/100 — Payment processing under review
- [Epos Now review](https://checkparity.com/reviews/eposnow.md): Parity Score 66/100 — Payment processing under review
- [Paystand review](https://checkparity.com/reviews/paystand.md): Parity Score 66/100 — Payment processing under review
- [Apple review](https://checkparity.com/reviews/developer-apple.md): Parity Score 66/100 — Payment processing under review
- [Meta review](https://checkparity.com/reviews/meta.md): Parity Score 65/100 — Payment processing under review
- [ZilMoney review](https://checkparity.com/reviews/zilmoney.md): Parity Score 65/100 — Payment processing under review
- [PayTrace review](https://checkparity.com/reviews/paytrace.md): Parity Score 65/100 — Payment processing under review
- [Verifone review](https://checkparity.com/reviews/verifone.md): Parity Score 65/100 — Payment processing under review
- [Korona POS review](https://checkparity.com/reviews/koronapos.md): Parity Score 65/100 — Payment processing under review
- [MoonClerk review](https://checkparity.com/reviews/moonclerk.md): Parity Score 65/100 — Payment processing under review
- [Payments Canada review](https://checkparity.com/reviews/payments.md): Parity Score 64/100 — Payment processing under review
- [Odoo review](https://checkparity.com/reviews/odoo.md): Parity Score 63/100 — Payment processing under review
- [Fiserv review](https://checkparity.com/reviews/fiserv.md): Parity Score 62/100 — Payment processing under review
- [https://www.swift.com/ review](https://checkparity.com/reviews/swift.md): Parity Score 61/100 — Payment processing under review

## Comparisons

- [chase vs clover](https://checkparity.com/compare/chase-vs-clover)
- [chase vs helcim](https://checkparity.com/compare/chase-vs-helcim)
- [chase vs lightspeed](https://checkparity.com/compare/chase-vs-lightspeed)
- [chase vs moneris](https://checkparity.com/compare/chase-vs-moneris)
- [chase vs shopify](https://checkparity.com/compare/chase-vs-shopify)
- [chase vs square](https://checkparity.com/compare/chase-vs-square)
- [chase vs stripe](https://checkparity.com/compare/chase-vs-stripe)
- [clover vs helcim](https://checkparity.com/compare/clover-vs-helcim)
- [clover vs lightspeed](https://checkparity.com/compare/clover-vs-lightspeed)
- [clover vs moneris](https://checkparity.com/compare/clover-vs-moneris)
- [clover vs shopify](https://checkparity.com/compare/clover-vs-shopify)
- [clover vs square](https://checkparity.com/compare/clover-vs-square)

## Tools

- [Free merchant rate report](https://checkparity.com/sign-up?intent=rate-report): upload a processing statement and we benchmark every fee line against merchants of similar size.
- [Parity MCP endpoint](https://checkparity.com/api/mcp): public read-only Model Context Protocol server (streamable HTTP). Tools: find_feature, feature_availability, compare_feature, list_providers — ask "does Square have a kitchen display, on which plan, at what cost, versus the others" programmatically.

## Optional

- [Homepage](https://checkparity.com/): what Parity is and how the free rate report works
- [Reviews index](https://checkparity.com/reviews): all providers ranked by Parity Score
- [Comparisons index](https://checkparity.com/compare): every head-to-head comparison
- [Guides](https://checkparity.com/guides): plain-English guides to processing rates and fees