https://www.nickel.money/ vs Square
Square scores higher overall (81 vs 66), but the right choice depends on your size and card mix. The best starting point in payments — unbeatable free tooling and effortless setup, at a flat rate you will eventually outgrow.
Updated 2026-08-07https://www.nickel.money/
Payment processing under review
66/ 100
- Pricing
- 3.2
- Features
- 3.0
- Ease of use
- 3.2
- Customer support
- 4.0
- User reviews
- 3.9
- Pricing model
- Flat rate
- Headline rate
- 3.04% + $0.10
- Monthly fee
- None
- Contract
- Varies
- Payouts
- 1-2 business days
- Hardware
- Varies
Strong fit for
- Check back soon for our segment recommendations
Square
Flat-rate simplicity with free POS software
81/ 100
4.0Merchant Score
- Pricing
- 3.5
- Features
- 4.5
- Ease of use
- 4.8
- Customer support
- 3.3
- User reviews
- 4.0
- Pricing model
- Flat rate
- Headline rate
- 3.3% + $0.30 online · 2.6% + $0.15 in person
- Monthly fee
- None
- Contract
- None — month to month
- Payouts
- 1-2 business days
- Hardware
- Reader free, terminal $299
Strong fit for
- New businesses taking their first card payment
- Sellers under ~$10k/month who value predictability
- Pop-ups, markets, and mobile sellers
Which one is cheaper for your business?
Averages hide your card mix. Upload one statement and we project your exact costs on https://www.nickel.money/, Square, and every other provider we track.
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