Payment provider reviews

Every provider we track, ranked by the Parity Score — an independent composite of pricing, features, ease of use, support, and what real merchants say. Advertised rates are fact-checked against actual merchant statements.

Independent — no provider can pay for a rating

185HelcimPayment ProcessingPayment GatewayPoint of SaleTransparent interchange-plus with volume discounts4.6from 2.15% + $0.15
281SquarePoint of SaleFlat-rate simplicity with free POS software4.4from 2.6% + $0.15
379ShopifyeCommerce PlatformPoint of SaleThe ecommerce platform with payments built in4.3from 2.9% + $0.30
479GoCardlessPayment ProcessingPayment processing under reviewfrom 2.52% + $0.10
577ChargebeePayment ProcessingPayment GatewayPayment processing under reviewfrom 2.9% + $0.10
677Curbside LaundrieseCommerce PlatformPoint of SalePayment processing under reviewfrom 2.77% + $0.10
777EBizChargePayment ProcessingPayment GatewayPayment processing under reviewfrom 2.87% + $0.10
876FXC IntelligencePayment ProcessingPayment processing under reviewfrom 3.05% + $0.10
976HoneyBookPayment ProcessingPayment processing under reviewfrom 2.74% + $0.10
1076CPAChargePayment ProcessingPayment processing under reviewfrom 2.89% + $0.10
1176https://www.triversity.com/Payment processing under reviewfrom 2.6% + $0.10
1276GooglePayment ProcessingPayment GatewayPayment processing under reviewfrom 2.51% + $0.10
1376Rapid POSPayment ProcessingPoint of SalePayment processing under reviewfrom 3.07% + $0.10
1476Windward SoftwarePoint of SalePayment processing under reviewfrom 3.09% + $0.10
1576VenmoPayment ProcessingPayment processing under reviewfrom 2.77% + $0.10
1675360 PaymentsPayment ProcessingPoint of SalePayment processing under reviewfrom 3.07% + $0.10
1775Manhattan AssociateseCommerce PlatformPayment processing under reviewfrom 3.06% + $0.10
1875Intuit QuickBooksPayment ProcessingPoint of SalePayment processing under reviewfrom 2.82% + $0.10
1975VenueSumoeCommerce PlatformPoint of SalePayment processing under reviewfrom 3.04% + $0.10
2075InteracPayment ProcessingPayment processing under reviewfrom 2.61% + $0.10
2174StripePayment ProcessingPayment GatewayDeveloper-first payments infrastructure3.5from 2.9% + $0.30
2274WooPaymentsPayment ProcessingPayment GatewayPayment processing under reviewfrom 3.07% + $0.10
2374https://revelsystems.com/Payment processing under reviewfrom 2.5% + $0.10
2474Cash AppPayment ProcessingPayment processing under reviewfrom 2.96% + $0.10
2574https://www.treasurasoftware.com/Payment processing under reviewfrom 2.62% + $0.10
2674Juniper ResearchPayment ProcessingPayment processing under reviewfrom 2.91% + $0.10
2774ToastPayment ProcessingPoint of SalePayment processing under reviewfrom 3.02% + $0.10
2873Marketing 360Payment ProcessingeCommerce PlatformPayment processing under reviewfrom 2.71% + $0.10
2973Bill.comPayment ProcessingPayment processing under reviewfrom 2.74% + $0.10
3073AnchorPayment ProcessingPayment processing under reviewfrom 2.82% + $0.10
3173Global PaymentsPayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 2.79% + $0.10
3273StaxPayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 3.09% + $0.10
3373WorldlinePayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 2.96% + $0.10
3472U.S. BankPayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 2.68% + $0.10
3572ElavonPayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 3.03% + $0.10
3672DashPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.97% + $0.10
3772https://merchantservices.chase.com/Payment processing under reviewfrom 2.8% + $0.10
3872OraclePoint of SalePayment processing under reviewfrom 2.57% + $0.10
3972PHP Point of SalePoint of SalePayment processing under reviewfrom 2.77% + $0.10
4072RegpackPayment ProcessingPayment processing under reviewfrom 2.51% + $0.10
4172SpotOnPayment ProcessingPoint of SalePayment processing under reviewfrom 2.59% + $0.10
4271LightspeedPoint of SaleDeep retail and hospitality POS with bundled payments3.7from 2.6% + $0.10
4371WorldpayPayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 2.86% + $0.10
4471NuveiPayment ProcessingPayment GatewayPayment processing under review3.5from 2.61% + $0.10
4571ePayPolicyPayment ProcessingPayment processing under reviewfrom 2.75% + $0.10
4671Authorize.netPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.51% + $0.10
4771CakePayment ProcessingPoint of SalePayment processing under reviewfrom 3.08% + $0.10
4870MonerisPayment ProcessingCanada's largest acquirer with negotiable interchange-plus2.7from 2.65%
4970TD Merchant SolutionsPayment ProcessingPayment processing under reviewfrom 2.55% + $0.10
5070FinixPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.59% + $0.10
5170JPMorgan ChasePayment ProcessingPoint of SaleBank-grade acquiring with same-day deposits to Chase accounts2.9from 2.6% + $0.10
5270Checkout.comPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.85% + $0.10
5370Clearly PaymentsPayment ProcessingPayment processing under reviewfrom 2.93% + $0.10
5470MelioPayment ProcessingPayment processing under reviewfrom 2.86% + $0.10
5570Payment DepotPayment ProcessingPoint of SalePayment processing under reviewfrom 3.07% + $0.10
5670AptoseCommerce PlatformPoint of SalePayment processing under reviewfrom 2.66% + $0.10
5770LavuPayment ProcessingPoint of SalePayment processing under reviewfrom 2.85% + $0.10
5870VagaroPayment ProcessingeCommerce PlatformPoint of SalePayment processing under reviewfrom 2.76% + $0.10
5970PayFuturePayment ProcessingPayment GatewayPayment processing under reviewfrom 3.05% + $0.10
6070MicroBizPoint of SalePayment processing under reviewfrom 2.76% + $0.10
6170Shiji GroupPoint of SalePayment processing under reviewfrom 2.56% + $0.10
6270Amazon PayPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.7% + $0.10
6370CakePayment ProcessingPoint of SalePayment processing under reviewfrom 2.96% + $0.10
6469PayPalPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.62% + $0.10
6569AdyenPayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 2.67% + $0.10
6669SumUpPayment ProcessingPoint of SalePayment processing under reviewfrom 3% + $0.10
6769CloverPayment ProcessingPoint of SaleAll-in-one POS hardware with app market flexibility2.7from 2.6% + $0.10
6869eHopperPayment ProcessingeCommerce PlatformPoint of SalePayment processing under reviewfrom 3.03% + $0.10
69692CheckoutPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.84% + $0.10
7069ZellePayment ProcessingPayment processing under reviewfrom 2.78% + $0.10
7169Microworks POS SolutionsPoint of SalePayment processing under reviewfrom 2.64% + $0.10
7268RetailEdgePoint of SalePayment processing under reviewfrom 3.1% + $0.10
7368WorldpayPayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 2.83% + $0.10
7468IgnitionPayment ProcessingPayment processing under reviewfrom 2.58% + $0.10
7568Adora POSPoint of SalePayment processing under reviewfrom 3.05% + $0.10
7668https://www.braintreepayments.com/Payment processing under reviewfrom 2.72% + $0.10
7768TrustCommercePayment ProcessingPayment GatewayPayment processing under reviewfrom 2.65% + $0.10
7867Shift4Payment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 2.5% + $0.10
7967BirdeyePayment ProcessingPayment processing under reviewfrom 2.87% + $0.10
8067FreshBooksPayment ProcessingPayment processing under reviewfrom 2.82% + $0.10
8167Invu POSPayment ProcessingPoint of SalePayment processing under reviewfrom 2.78% + $0.10
8267OpayoPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.99% + $0.10
8366https://www.nickel.money/Payment processing under reviewfrom 3.04% + $0.10
8466BloomNationeCommerce PlatformPayment processing under reviewfrom 2.97% + $0.10
8566SAPeCommerce PlatformPayment processing under reviewfrom 2.64% + $0.10
8666PlootoPayment ProcessingPayment processing under reviewfrom 2.93% + $0.10
8766Epos NowPayment ProcessingPoint of SalePayment processing under reviewfrom 2.71% + $0.10
8866PaystandPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.97% + $0.10
8966ApplePayment ProcessingPayment processing under reviewfrom 2.69% + $0.10
9065MetaeCommerce PlatformPayment processing under reviewfrom 2.83% + $0.10
9165ZilMoneyPayment ProcessingPayment processing under reviewfrom 3.05% + $0.10
9265PayTracePayment ProcessingPayment GatewayPayment processing under reviewfrom 2.72% + $0.10
9365VerifonePayment ProcessingPoint of SalePayment processing under reviewfrom 3.07% + $0.10
9465Korona POSPayment ProcessingPoint of SalePayment processing under reviewfrom 2.63% + $0.10
9565MoonClerkPayment ProcessingPayment GatewayPayment processing under reviewfrom 2.55% + $0.10
9664Payments CanadaPayment ProcessingPayment processing under reviewfrom 2.96% + $0.10
9763OdooPayment ProcessingPayment GatewayeCommerce PlatformPoint of SalePayment processing under reviewfrom 2.57% + $0.10
9862FiservPayment ProcessingPayment GatewayPoint of SalePayment processing under reviewfrom 3% + $0.10
9961https://www.swift.com/Payment processing under reviewfrom 2.54% + $0.10

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