Square vs Verifone

Square scores higher overall (81 vs 65), but the right choice depends on your size and card mix. The best starting point in payments — unbeatable free tooling and effortless setup, at a flat rate you will eventually outgrow.

Updated 2026-08-07

Square

Flat-rate simplicity with free POS software

81/ 100
GreatParity Score
4.0Merchant Score
Pricing
3.5
Features
4.5
Ease of use
4.8
Customer support
3.3
User reviews
4.0
Pricing model
Flat rate
Headline rate
3.3% + $0.30 online · 2.6% + $0.15 in person
Monthly fee
None
Contract
None — month to month
Payouts
1-2 business days
Hardware
Reader free, terminal $299

Strong fit for

  • New businesses taking their first card payment
  • Sellers under ~$10k/month who value predictability
  • Pop-ups, markets, and mobile sellers
Full Square review

Verifone

Payment processing under review

65/ 100
GoodParity Score
Pricing
3.2
Features
3.3
Ease of use
3.3
Customer support
3.0
User reviews
3.6
Pricing model
Flat rate
Headline rate
3.07% + $0.10
Monthly fee
None
Contract
Varies
Payouts
1-2 business days
Hardware
Varies

Strong fit for

  • Check back soon for our segment recommendations
Full Verifone review

Which one is cheaper for your business?

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