Zelle fees, 2026
Every published Zelle rate and charge we track — updated continuously by our scrapers, with historical prices preserved so you can see exactly what changed and when. Across real merchant statements, the blended effective rate lands around 2.86%.
Updated 2026-08-07Headline rate: 2.78% + $0.10Preview data — catalogue sync in progress
Payment ProcessingUS
| Fee | Amount |
|---|---|
| Headline rate | 2.78% |
Zelle merchants pay 2.86% on average. What are you paying?
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