Catalis review

Payment processing under review

Our full editorial review of Catalis is in progress — scores shown are preliminary.

Switch & save estimate: a $25k/month merchant paying Catalis's observed 2.98% blended rate would keep about $1,740/yr at the 2.4% negotiated benchmark. Run your own numbers.

Independent — not sponsored931 data pointsUpdated 2026-08-12
70/ 100
GoodParity Score
Merchant ratings pending
Pricing
4.0
Features
3.5
Ease of use
3.0
Customer support
3.3
User reviews
3.0

Key takeaways

  • Advertised headline rate: 2.86%.
  • Full editorial review in progress.
  • Merchant statement verification pending.

Quick facts

Catalis pricing at a glance — full fee table on the fees page.

Pricing model
Flat rate
Headline rate
2.86% + $0.10
Monthly fee
None
Contract
Varies
Payouts
1-2 business days
Hardware
Varies
See the full Catalis fee table

The fact check

What they advertise versus what the evidence — real merchant statements and rate reports — shows.

Headline processing rate

Not yet verified

What they advertise

2.86% + $0.10

What the evidence shows

2.98% blended, across 184 rate observations (verification in progress)

We publish a verdict on rate claims only once verified merchant statements back the blended figure — collection for this provider is in progress.

Monthly cost

Checks out

What they advertise

No monthly fee

What the evidence shows

No recurring fees on the published entry plan — statement verification in progress

Optional paid tiers exist, but the entry plan is genuinely free of recurring fees.

Payout speed

Checks out

What they advertise

1-2 business days

What the evidence shows

Advertised schedule — merchant verification in progress

Delays cluster around risk reviews and holds rather than the normal settlement schedule.

Contract terms

Gap found

What they advertise

Varies

What the evidence shows

Published terms carry a commitment; read before signing

Termination clauses are where the disputes we see start — negotiate the term before signing, not after.

Catalis merchants pay 2.98% on average. What are you paying?

Upload or forward one statement and we benchmark every fee line against merchants like you — free, no card required.

Get your free rate report

Rates by business size

The same provider is a different deal at different volumes. Blended effective rates observed by segment.

Smallunder $10k/mo

~3.03%

Flat pricing shines at this size: predictable and no monthly commitments.

Growing$10k - $50k/mo

~2.98%

The crossover zone: interchange-plus alternatives start beating this rate.

Establishedover $50k/mo

~2.9%

At this volume, flat-rate pricing typically costs 30-60 bps over negotiated interchange-plus.

What you'd save vs Catalis

Pre-filled with the 2.98% blended effective rate we observe for Catalis merchants — put in your own numbers.

$
%

At that rate on Catalis, versus the 2.4% benchmark merchants like you negotiate, you may be overpaying about

$1,740/yr

Get the exact number — free report

Estimates only. Your statement gives the real figure, fee by fee.

What the web says

Ratings aggregated from review platforms and independent critics — so you don't have to open ten tabs.

The Parity review

Five categories, individually scored. Weighted together they form the Parity Score.

Pricing

4.0

Preliminary pricing assessment from published rate cards.

Catalis publishes a headline rate of 2.86%. We are still collecting merchant statements to verify what businesses actually pay — check back as our dataset grows.

Features

3.5

Feature coverage still being catalogued.

Our analysts are still cataloguing Catalis's full feature set. The score above is preliminary, based on published materials.

Ease of use

3.0

Onboarding experience under evaluation.

Early signals on Catalis's onboarding and day-to-day usability, pending our full hands-on evaluation.

Customer support

3.3

Support channels under evaluation.

Support channel quality for Catalis is being evaluated from merchant interviews and public reviews.

User reviews

3.0

Aggregating ratings from across the web.

We aggregate ratings for Catalis from Trustpilot, Google, Capterra, and G2 as they become available.

Pros & cons

Pros

  • Published rate card on file

Cons

  • Limited verified merchant data so far

Who it's for

Catalis is a strong fit for

  • Check back soon for our segment recommendations

Look elsewhere if

  • Segment guidance is being finalized for this provider.

Timeline

Pricing changes, launches, and incidents our watchers picked up.

  1. Partnership

    Catalis and Creative Planning Launch Strategic Partnership to Modernize the 529 Savings Experience - EIN News

    Catalis has partnered with Creative Planning to modernize the 529 savings experience for users.

  2. Partnership

    Catalis and Creative Planning Launch Strategic Partnership to Modernize the 529 Savings Experience - EIN News

    Catalis has entered a strategic partnership with Creative Planning to improve the technology used for 529 savings plans.

  3. Partnership

    Catalis and Creative Planning Launch Strategic Partnership to Modernize the 529 Savings Experience

    Catalis has entered into a strategic partnership with Creative Planning to update 529 savings plan systems.

  4. Launch

    Connecting the Public Works Ecosystem

    Catalis introduced a connected public works ecosystem to integrate service requests, work orders, GIS, and asset management.

  5. Update

    What a “Finding” in Your Triennial Independent Review Actually Costs Your Court

    Catalis published an educational article regarding the financial implications of audit findings during triennial independent reviews for Arizona courts.

  6. Update

    Why Arizona Court Clerks Are Still Spending Monday Mornings on Spreadsheets

    Catalis released an analysis of manual reconciliation challenges faced by Arizona court clerks and identified modern alternatives.

  7. Launch

    Asset Management Without a Map Dependency

    Catalis highlighted new structured asset tracking capabilities that function independently of map systems.

  8. Update

    Connected for Change

    Catalis released an overview of how technology can improve coordination and administrative efficiency for community supervision agencies.

Alternatives to Catalis

Helcim85

Better if: Merchants above ~$10k/month who want interchange-plus without negotiating

Square81

Better if: New businesses taking their first card payment

Shopify79

Better if: Online-first brands of any size

Not sure which fits your business? Your statement tells us in two minutes — get your free rate report.

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Frequently asked questions

Is Catalis a good payment processor?

We are still completing our full review of Catalis. The preliminary score combines published pricing with early rating aggregates; the verified statement data that anchors our fact-check section is being collected.

What rate do Catalis merchants actually pay?

Catalis advertises 2.86% + $0.10 as its headline rate. Across the rate observations we have collected so far, the blended effective rate — everything paid divided by everything processed — typically lands around 2.98%.

How does Parity score Catalis?

We rate five categories — pricing (35%), features (25%), ease of use (20%), support (10%), and user reviews (10%) — and combine them into the Parity Score. Ratings are based on published pricing, real merchant statements, hands-on evaluation, and aggregated reviews. No provider can pay for a rating.

Is this a paid or sponsored review?

No. Parity reviews are editorially independent. Catalis did not pay for placement, cannot buy a score, and did not review this page before publication. When we earn a referral fee it never affects rankings — the fact-check methodology is the same either way.

How we review

Parity reviews are editorially independent. No provider can pay for a rating, sponsor a review, or see it before publication. When we earn a referral fee, it never affects scores or rankings.

The Parity Score weights five categories: pricing (35%), features (25%), ease of use (20%), customer support (10%), user reviews (10%). Category ratings come from published pricing, real merchant statements, hands-on evaluation, and ratings aggregated from review platforms and independent critics.

The fact-check section is what makes this review different: we benchmark advertised claims against 931 data points — merchant statements, observed rates, and published rate cards — and publish where the claims hold and where they do not. Last reviewed 2026-08-12 by the Parity research team.

Read the full methodology, our editorial policy, and how we make money.