JPMorgan Chase fees, 2026
Every published JPMorgan Chase rate and charge we track — updated continuously by our scrapers, with historical prices preserved so you can see exactly what changed and when. Across real merchant statements, the blended effective rate lands around 2.77%.
Updated 2026-08-07Headline rate: 2.6% + $0.10Preview data — catalogue sync in progress
Payment ProcessingUS
| Fee | Amount |
|---|---|
| Card-present rate | 2.6% + $0.10 |
| Online rate | 2.9% + $0.25 |
| Keyed-in rate | 3.5% + $0.10 |
| Monthly fee | $15/mo |
| Same-day deposits | $0 |
| Chargeback fee | $25 |
JPMorgan Chase merchants pay 2.77% on average. What are you paying?
Upload or forward one statement and we benchmark every fee line against merchants like you — free, no card required.
Get your free rate report