The Card Association fees, 2026
Every published The Card Association rate and charge we track — updated continuously by our scrapers, with historical prices preserved so you can see exactly what changed and when. Across real merchant statements, the blended effective rate lands around 2.94%.
Updated 2026-08-12Headline rate: 2.85% + $0.10Preview data — catalogue sync in progress
Payment ProcessingUS
| Fee | Amount |
|---|---|
| Headline rate | 2.85% |
The Card Association merchants pay 2.94% on average. What are you paying?
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