Helcim vs Shopify
Helcim scores higher overall (85 vs 79), but the right choice depends on your size and card mix. The transparency benchmark — published interchange-plus that gets cheaper as you grow, from a company that answers its phone.
Updated 2026-08-06Helcim
Transparent interchange-plus with volume discounts
85/ 100
4.6Merchant Score
- Pricing
- 4.7
- Features
- 3.8
- Ease of use
- 4.0
- Customer support
- 4.0
- User reviews
- 4.3
- Pricing model
- Interchange-plus (published)
- Headline rate
- 2.15% + $0.15
- Monthly fee
- None
- Contract
- None — month to month
- Payouts
- 1-2 business days
- Hardware
- Smart terminal $329
Strong fit for
- Merchants above ~$10k/month who want interchange-plus without negotiating
- Businesses burned by opaque processors
- US and Canadian omnichannel sellers
Shopify
The ecommerce platform with payments built in
79/ 100
4.3Merchant Score
- Pricing
- 3.2
- Features
- 4.7
- Ease of use
- 4.4
- Customer support
- 3.5
- User reviews
- 4.1
- Pricing model
- Flat rate, tiered by plan
- Headline rate
- 2.9% + $0.30 online · 2.6% + $0.10 in person
- Monthly fee
- $39/mo
- Contract
- None — monthly or annual plans
- Payouts
- 2-3 business days
- Hardware
- POS Go $299, reader $49
Strong fit for
- Online-first brands of any size
- Merchants selling internationally
- Stores that want checkout conversion above all
Which one is cheaper for your business?
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