Chase Payment Solutions vs Helcim
Helcim scores higher overall (85 vs 70), but the right choice depends on your size and card mix. The transparency benchmark — published interchange-plus that gets cheaper as you grow, from a company that answers its phone.
Updated 2026-08-10Chase Payment Solutions
Bank-grade acquiring with same-day deposits to Chase accounts
70/ 100
2.9Merchant Score
- Pricing
- 3.7
- Features
- 3.4
- Ease of use
- 3.3
- Customer support
- 3.6
- User reviews
- 3.1
- Pricing model
- Quote-based / interchange-plus
- Headline rate
- 2.6% + $0.10
- Monthly fee
- $15/mo
- Contract
- Negotiated; month-to-month available
- Payouts
- Same day to Chase accounts
- Hardware
- Purchased or leased
Strong fit for
- Merchants already banking with Chase
- Businesses that value cash flow and stability
- Volume merchants ready to negotiate
Helcim
Transparent interchange-plus with volume discounts
85/ 100
4.6Merchant Score
- Pricing
- 4.7
- Features
- 3.8
- Ease of use
- 4.0
- Customer support
- 4.0
- User reviews
- 4.3
- Pricing model
- Interchange-plus (published)
- Headline rate
- 2.15% + $0.15
- Monthly fee
- None
- Contract
- None — month to month
- Payouts
- 1-2 business days
- Hardware
- Smart terminal $329
Strong fit for
- Merchants above ~$10k/month who want interchange-plus without negotiating
- Businesses burned by opaque processors
- US and Canadian omnichannel sellers
More comparisons
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- Chase Payment Solutions vs Shopify
- Chase Payment Solutions vs Square
- Chase Payment Solutions vs Stripe
- Clover vs Helcim
- Helcim vs Lightspeed
Or browse every head-to-head comparison.
Which one is cheaper for your business?
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