Chase Payment Solutions vs Clover

Chase Payment Solutions scores higher overall (70 vs 69), but the right choice depends on your size and card mix. The safe pair of hands: real interchange-plus economics, same-day funding, and underwriting that prevents the holds others are infamous for.

Updated 2026-08-10

Chase Payment Solutions

Bank-grade acquiring with same-day deposits to Chase accounts

70/ 100
GoodParity Score
2.9Merchant Score
Pricing
3.7
Features
3.4
Ease of use
3.3
Customer support
3.6
User reviews
3.1
Pricing model
Quote-based / interchange-plus
Headline rate
2.6% + $0.10
Monthly fee
$15/mo
Contract
Negotiated; month-to-month available
Payouts
Same day to Chase accounts
Hardware
Purchased or leased

Strong fit for

  • Merchants already banking with Chase
  • Businesses that value cash flow and stability
  • Volume merchants ready to negotiate
Full Chase Payment Solutions review

Clover

All-in-one POS hardware with app market flexibility

69/ 100
GoodParity Score
2.7Merchant Score
Pricing
2.9
Features
4.1
Ease of use
3.9
Customer support
3.0
User reviews
3.2
Pricing model
Flat rate, plan-tiered
Headline rate
2.6% + $0.10
Monthly fee
$14.95/mo
Contract
Varies by reseller — read carefully
Payouts
1-3 business days
Hardware
Station $1,699, Flex $599

Strong fit for

  • Restaurants and retail wanting premium countertop hardware
  • Merchants buying direct from Clover
  • Businesses wanting app-market flexibility
Full Clover review

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