Chase Payment Solutions vs Moneris

Chase Payment Solutions scores higher overall (70 vs 70), but the right choice depends on your size and card mix. The safe pair of hands: real interchange-plus economics, same-day funding, and underwriting that prevents the holds others are infamous for.

Updated 2026-08-10

Chase Payment Solutions

Bank-grade acquiring with same-day deposits to Chase accounts

70/ 100
GoodParity Score
2.9Merchant Score
Pricing
3.7
Features
3.4
Ease of use
3.3
Customer support
3.6
User reviews
3.1
Pricing model
Quote-based / interchange-plus
Headline rate
2.6% + $0.10
Monthly fee
$15/mo
Contract
Negotiated; month-to-month available
Payouts
Same day to Chase accounts
Hardware
Purchased or leased

Strong fit for

  • Merchants already banking with Chase
  • Businesses that value cash flow and stability
  • Volume merchants ready to negotiate
Full Chase Payment Solutions review

Moneris

Canada's largest acquirer with negotiable interchange-plus

70/ 100
GoodParity Score
2.7Merchant Score
Pricing
3.8
Features
3.6
Ease of use
3.1
Customer support
3.4
User reviews
2.9
Pricing model
Interchange-plus (negotiable)
Headline rate
2.85% + CA$0.30 online · 2.65% + CA$0.10 in person
Monthly fee
CA$45/mo
Contract
Typically 3 years, early termination fee
Payouts
1-2 business days
Hardware
Rented, ~$35-60/mo per terminal

Strong fit for

  • Canadian merchants processing $15k+/month
  • Businesses with heavy Interac debit volume
  • Multi-terminal retail and hospitality
Full Moneris review

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