Chase Payment Solutions vs Stripe
Stripe scores higher overall (74 vs 70), but the right choice depends on your size and card mix. The default for software companies and custom checkout — the wrong default for a shop that just needs a terminal.
Updated 2026-08-10Chase Payment Solutions
Bank-grade acquiring with same-day deposits to Chase accounts
70/ 100
2.9Merchant Score
- Pricing
- 3.7
- Features
- 3.4
- Ease of use
- 3.3
- Customer support
- 3.6
- User reviews
- 3.1
- Pricing model
- Quote-based / interchange-plus
- Headline rate
- 2.6% + $0.10
- Monthly fee
- $15/mo
- Contract
- Negotiated; month-to-month available
- Payouts
- Same day to Chase accounts
- Hardware
- Purchased or leased
Strong fit for
- Merchants already banking with Chase
- Businesses that value cash flow and stability
- Volume merchants ready to negotiate
Stripe
Developer-first payments infrastructure
74/ 100
3.5Merchant Score
- Pricing
- 3.1
- Features
- 4.6
- Ease of use
- 3.8
- Customer support
- 3.2
- User reviews
- 3.9
- Pricing model
- Flat rate
- Headline rate
- 2.9% + $0.30
- Monthly fee
- None
- Contract
- None — pay as you go
- Payouts
- 2 business days standard
- Hardware
- Terminal readers from $59
Strong fit for
- SaaS and platforms with engineering teams
- Custom checkout and marketplace builds
- International online sellers
More comparisons
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- Chase Payment Solutions vs Lightspeed
- Chase Payment Solutions vs Moneris
- Chase Payment Solutions vs Shopify
- Chase Payment Solutions vs Square
- Clover vs Stripe
- Helcim vs Stripe
Or browse every head-to-head comparison.
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