Moneris vs Shopify
Shopify scores higher overall (79 vs 70), but the right choice depends on your size and card mix. If you sell online, the bundled economics and Shop Pay conversion lift make Shopify Payments the default — just accept that you are marrying the platform.
Updated 2026-08-10Moneris
Canada's largest acquirer with negotiable interchange-plus
70/ 100
2.7Merchant Score
- Pricing
- 3.8
- Features
- 3.6
- Ease of use
- 3.1
- Customer support
- 3.4
- User reviews
- 2.9
- Pricing model
- Interchange-plus (negotiable)
- Headline rate
- 2.85% + CA$0.30 online · 2.65% + CA$0.10 in person
- Monthly fee
- CA$45/mo
- Contract
- Typically 3 years, early termination fee
- Payouts
- 1-2 business days
- Hardware
- Rented, ~$35-60/mo per terminal
Strong fit for
- Canadian merchants processing $15k+/month
- Businesses with heavy Interac debit volume
- Multi-terminal retail and hospitality
Shopify
The ecommerce platform with payments built in
79/ 100
1.5Merchant Score
- Pricing
- 3.2
- Features
- 4.7
- Ease of use
- 4.4
- Customer support
- 3.5
- User reviews
- 4.1
- Pricing model
- Flat rate, tiered by plan
- Headline rate
- 2.9% + $0.30 online · 2.6% + $0.10 in person
- Monthly fee
- $39/mo
- Contract
- None — monthly or annual plans
- Payouts
- 2-3 business days
- Hardware
- POS Go $299, reader $49
Strong fit for
- Online-first brands of any size
- Merchants selling internationally
- Stores that want checkout conversion above all
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